Business Insurance Arlington, TX

There are numerous options to find coverage for business insurance in Arlington, TX. You absolutely need insurance to protect your business from liability and accidents. This guide will help you choose the right coverage at an affordable price. 

According to data on the insurance industry, 75% of US businesses are underinsured, and 40% of small business owners have no protection whatsoever. 

A study conducted by Advisor Smith found that 75% of small businesses faced an insurable event in 2020. Use an online insurance provider to get a quote, find personalized insurance products, and easily file claims. 

Recommended: Estimate your premiums and coverage options in Texas. Get a quote from a dedicated small business insurer.

What Insurance Do I Need for My Arlington Small Business?

With average premiums for general liability insurance in the United States at about $800/year, protecting your business can be affordable and a smart decision. 

Your premiums in Arlington, TX will depend upon your industry, revenue, and risk. A brick-and-mortar business providing any kind of general product, services, or consulting could use a host of coverage options, such as general liability insurance for onsite accidents, commercial property insurance to protect against theft, or workers’ compensation to offer support in the event of workplace injuries.

Ecommerce businesses have unique needs and may be more concerned with data breaches or cybersecurity coverages. You can bundle most of these into a business owner’s policy (BOP).

What Are the Different Types of Business Insurance?

Below are the most popular types of coverage that a small business in Arlington, TX may need:

General Liability Insurance Arlington

General liability insurance is the most common type of business insurance, as it covers the most basic needs that are shared among all types of companies. Things like bodily injury on your business's property and physical damage caused by employees or employers are covered by this policy. 

Workers' Compensation Insurance Arlington

Workers' compensation insurance is meant to protect the interests of your employees if they are injured on the job. It can also protect your business from a lawsuit if that employee needs compensation for their injuries. Workers' comp is mandated for any company with employees in every state except Texas and South Dakota.

Business Owner’s Policy Arlington

A business owner's policy is a bundle of insurance policies usually consisting of general liability, commercial property, and business interruption insurance. Since they are packaged and sold as one policy, this makes the administration of your protection simpler, and it may even come at a discounted rate.

Find the Most Affordable Coverage

Visit our Cheapest Business Insurance review to find the best coverage at the lowest rate.

Read Our Review

Online Business Insurance vs. Traditional Insurance Agency in Arlington

Online insurance agencies generally provide comparable coverage to a traditional insurer at a lower price. As a result, a growing number of small businesses prefer to use online business providers to find personalized insurance products and save on costs. They offer other benefits as well:

We highly recommend using an online provider like Next Insurance for a number of reasons:

  • Mobile App: Easily access all your coverage provided and Certificate of Insurance (COI) through an app.
  • Personalized Coverage: Online insurance providers use AI and predictive data to provide customized insurance options tailored to the unique risks to your business.
  • Lower Premiums: Online insurance providers save on expenses by not having brick-and-mortar locations or full-time agents and pass on these savings to their customers through lower premiums. 
  • Quick Turnaround on Claims: You can file a claim online and receive a resolution, usually within 48 hours
  • Convenience: Save time by avoiding speaking to an agent on the phone, get a quote instantly and insure your business within 24 hours. 

Two Ways To Start Coverage

Compare Quotes Online

Use our dedicated small business insurance provider to generate a quick and accurate online quote, specifically for your small business. 

Get an online quote

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Speak With an Insurance Representative

Representatives are online from 8:00 a.m.–8:00 p.m. ET, Monday–Saturday, to answer your questions and help you discover the best coverage. 

Call Now: 833-536-1478

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Frequently Asked Questions

Do I really need business insurance?

A study conducted by Advisor Smith found that 75% of small businesses faced an insurable event in 2020. Because of this, it’s in your best interest to get insured. 

How much should business insurance cost?

The cost of business insurance for a small business is typically between $700 and $3,800 a year, but this depends greatly on what types of insurance your business needs, your industry and the risk associated with your state.

What are the business insurance requirements in Texas?

In Texas, business insurance requirements may vary based on the type and size of your business. It's crucial to have the right insurance to protect your business from potential risks. For a comprehensive understanding of business insurance requirements in other states, please refer to our easy-to-understand guide.

How do I get business insurance in Arlington?

An insurer like Next Insurance offers convenience and can get you an instant, online quote with your specific needs in mind or we recommend calling a local insurance agency as listed below in Arlington to discuss your unique needs.

What happens if I don’t have business insurance?

  1. In the event of any liability, such as property damage, client injury, data breaches, etc., you can be held responsible to pay in full any court-appointed charges, with no benefit payout to help cover the cost.
  2. Businesses may choose not to work with you, as they do not want to assume all of your risk on their own insurance policy.
  3. Depending on your business and jurisdiction, your state or local government may shut down your business if you do not satisfy their insurance requirements. In addition to this, you may be forced to pay a penalty.

Do I need business insurance if I’m a sole proprietorship?

Yes. Sole proprietorships, like other businesses, should get business insurance.

Small Business Resources in Arlington, TX

UTA Management Department

A special resource that the University of Texas Arlington offers, the UTA Department of Management is a multidisciplinary group of scholar-practitioners doing cutting-edge research and instruction. They teach undergraduate and graduate courses in the fields of organizational behavior, leadership, human resource management, strategy, and entrepreneurship.

Greater Arlington Chamber of Commerce

The Greater Arlington Chamber of Commerce connects public-and private-sector partners in order to boost local economic prosperity. The Chamber stands as Arlington’s oldest (and largest) business organization and is committed to serving its over 1,000 members with monthly networking events, continuing education, and access to professional development seminars.

Tarrant SBDC

The Tarrant Small Business Development Center (SBDC) helps new and existing small businesses in North Texas succeed professionally with consultations, accounting services, business plan creation, and market research techniques. The SBDC is the local resource organization powered by the US Small Business Administration (SBA).

  • 1150 South Freeway Suite 229, Fort Worth, TX 76104
  • 817-515-2600

City of Arlington Small Business Assistance

The Economic Development sector of the City of Arlington offers free and low-cost business services to local entrepreneurs. Here, individuals can learn how to form a business of their own, where to find adequate funding, and how to grow their workforce.

Local Insurance Agents in Arlington, TX

We have compiled a list of local insurance agencies in Arlington, TX if you prefer to discuss your specific needs by speaking to an independent insurance agency or representative.

Business Insurance Technologies

  • Google Rating: 4.6/5
  • 1807 W. Park Row Dr. #B, Arlington, TX 76013
  • Monday–Friday, 9:00 a.m.–5:30 p.m. CT
  • 817-261-5571

Texas Commercial Liability Services

  • Google Rating: 4.3/5
  • 615 E. Abram St. Ste C, Arlington, TX 76010
  • Monday–Friday, 8:00 a.m.–4:00 p.m. CT
  • 817-861-1200

Shane Ferrell Insurance Agency

  • Google Rating: 4.3/5
  • 3926 W. Pioneer Pkwy., Arlington, TX 76013
  • Monday–Friday 8:30 a.m.–5:00 p.m. CT
  • 817-635-4663

Cheap Rate Insurance

  • Google Rating: 4.3/5
  • 1536 S. Center St., Arlington, TX 76010
  • Monday–Friday, 9:00 a.m.–6:30 p.m. CT
  • 817-962-0156

Sun & Associates LLC

  • Google Rating: 4.4/5
  • 901 W. Bardin Rd. #309, Arlington, TX 76017
  • Monday–Friday, 9:00 a.m.–5:00 p.m. CT
  • 817-484-0224

Aramex Insurance

  • Google Rating: 3.7/5
  • 1523 New York Ave., Arlington, TX 76010
  • Monday–Friday, 10:00 a.m.–7:00 p.m. CT
  • 800-711-1418