Business Insurance Fort Worth, TX

With average premiums for general liability insurance in the United States at about $800/year, protecting your business can be affordable and a smart decision. 

Your premiums in Fort Worth, TX will depend upon your industry, revenue, and risk. A brick-and-mortar business providing any kind of general product, services, or consulting could use a host of coverage options, such as general liability insurance for onsite accidents, commercial property insurance to protect against theft, or workers’ compensation to offer support in the event of workplace injuries.

Ecommerce businesses have unique needs and may be more concerned with data breaches or cybersecurity coverages. You can bundle most of these into a business owner’s policy (BOP).

Below are the most popular types of coverage that a small business in Fort Worth, TX may need:

General Liability Insurance Fort Worth

General liability insurance is the most common type of business insurance, as it covers the most basic needs that are shared among all types of companies. Things like bodily injury on your business's property and physical damage caused by employees or employers are covered by this policy. 

Workers' Compensation Insurance Fort Worth

Workers' compensation insurance is meant to protect the interests of your employees if they are injured on the job. It can also protect your business from a lawsuit if that employee needs compensation for their injuries. Workers' comp is mandated for any company with employees in every state except Texas and South Dakota.

Business Owner’s Policy Fort Worth

A business owner's policy is a bundle of insurance policies usually consisting of general liability, commercial property, and business interruption insurance. Since they are packaged and sold as one policy, this makes the administration of your protection simpler, and it may even come at a discounted rate.

Online insurance agencies generally provide comparable coverage to a traditional insurer at a lower price. As a result, a growing number of small businesses prefer to use online business providers to find personalized insurance products and save on costs. They offer other benefits as well:

We highly recommend using an online provider like Next Insurance for a number of reasons:

• Mobile App: Easily access all your coverage provided and Certificate of Insurance (COI) through an app.
• Personalized Coverage: Online insurance providers use AI and predictive data to provide customized insurance options tailored to the unique risks to your business.
• Lower Premiums: Online insurance providers save on expenses by not having brick-and-mortar locations or full-time agents and  pass on these savings to their customers through lower premiums. 
• Quick Turnaround on Claims: You can file a claim online and receive a resolution, usually within 48 hours
• Convenience: Save time by avoiding speaking to an agent on the phone, get a quote instantly and insure your business within 24 hours. 

Two Ways To Start Coverage

Tarrant SBDC

One of 12 North Texas Small Business Development Centers (SBDCs), the Tarrant SBDC offers Fort Worth businesses a place to grow professionally. With seminars, SBA loan assistance, and business advising services, entrepreneurs can scale their companies to new heights for little to no cost.

• 1150 South Fwy. #229, Fort Worth, TX 76104
• 817-515-2600

Fort Worth Chamber of Commerce

The Fort Worth Chamber of Commerce is the economic development powerhouse of Fort Worth, leading the charge for the sustainable expansion of its evolving city. They are committed to improving their talents, vision, and cavalier spirit that continues building upon the strong foundation of a well-established business while creating an opening for new commerce and dynamic talent in the area.

• 777 Taylor St. #900, Fort Worth, TX 76102
• 817-336-2491

WhitneySmith Company

Need help with employee relations, human resources, or business litigation? WhitneySmith Company is an HR consulting firm that works with businesses to establish company policies, best practices, and overall professional safety. For business owners looking to establish a solid foundation for their workplace, WhitneySmith can help.

• 301 Commerce St. #1950, Fort Worth, TX 76102
• 817-877-0014

Fort Worth Metro Black Chamber

The Fort Worth Metro Black Chamber offers trusted advice, whether its a long-term collaborative business or a short-term, one-off project. Their firm is dedicated to assisting clients to establish practices and policies, manage human resources issues, and mitigate risk through cost-effective and thoughtful solutions. 

• 1150 South Fwy., Fort Worth, TX 76104
• 817-871-6538

We have compiled a list of local insurance agencies in Fort Worth, TX if you prefer to discuss your specific needs by speaking to an independent insurance agency or representative.

Northside Insurance Agency

• Google Rating: 5/5
• 1237 Lincoln Ave., Fort Worth, TX 76164
• Monday–Saturday, 10:00 a.m.–6:00 p.m. CT
• 817-626-3100

Camilla Harris - State Farm Insurance Agent

• Google Rating: 4.8/5
• 3851 NE Loop 820 Ste. 110, Fort Worth, TX 76137
• Monday–Friday, 9:00 a.m.–5:30 p.m. CT
• 817-306-6188

Firstline Insurance Agency

• Google Rating: 5/5
• 5751 Kroger Dr. #285, Fort Worth, TX 76244
• Monday–Friday, 8:00 a.m.–5:00 p.m. CT
• 817-618-5480

The Sweeney Company

• Google Rating: 5/5
• 1121 E. Loop 820 S., Fort Worth, TX 76112
• Monday–Friday 9:00 a.m.–5:00 p.m. CT
• 817-457-6700

Armor Texas Insurance Agency

• Google Rating: 4.8/5
•  5324 Wedgmont Cir N, Fort Worth, TX 76133
• Monday–Friday, 9:00 a.m.–5:00 p.m. CT
• 817-332-2066

Goliath Insurance Agency

• Google Rating: 5/5
•  4903 S. Hulen St., Fort Worth, TX 76132
• Monday–Friday, 9:00 a.m.–5:30 p.m. CT
• 469-502-7788